Effective Date: 19 JAN 2025
Welcome to Billcostro. We are committed to protecting your privacy and ensuring you understand exactly how your information is used and shared on our platform. This Privacy Policy details our practices in collecting, using, and securing your data in compliance with the General Data Protection Regulation (GDPR), Data Protection and Privacy (DPDP) in India, relevant U.S. laws, and mobile app standards for Android and iOS.
1. Information We Collect
Personal Identification Information: This includes names, email addresses, postal addresses, phone numbers, and other similar data that can identify you personally.
Financial Data: Details of transactions and financial interactions on our platform, such as payments made or received.
Technical Data: Includes IP addresses, browser types, operating system details, and other technology on the devices you use to access our platform.
Usage Data: Information on how you use our platform, such as navigation paths and time spent on pages.
2. How We Use Your Information
To Provide Services: Managing your account, delivering our services, and processing payments.
For Improvement:Enhancing the functionality and security of our services, including troubleshooting, data analysis, and testing.
For Marketing:Delivering relevant website content, advertisements, and other communication about promotions and services (subject to your preferences).
Legal Compliance:To comply with applicable laws and regulations.
3. Sharing of Your Information
With Service Providers:We share information with companies that help us provide our services, such as payment processors and cloud hosting services.
Legal Obligations:We may disclose your data when required by law or to protect the rights, property, or safety of our users, the public, or our platform.
Business Transfers:In connection with a merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.
4. Data Security
We employ robust security measures to protect your data from unauthorized access, alteration, disclosure, or destruction. Our efforts include encryption of data in transit and at rest.
5. Your Rights
Access and Control:You can view, edit, or delete your personal data from your account settings.
Consent Withdrawal:You have the right to withdraw consent at any time where we are relying on consent to process your personal data.
Data Portability:You can request a copy of your personal data in a machine-readable format.
6. Data Retention
We retain personal data only for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
7. Policy Changes
We may update this policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons.
8. Contact Us
For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by e-mail at support@billcostro.com